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Practical guide

Cost of living in Germany

A simple and clear explanation for people planning life and work in Germany. This information is for orientation. Confirm final requirements with the responsible German authorities.

Household costs

How much do we need per month?

Connect household, city, housing and income in one transparent monthly picture.

1. Household
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How was this calculated?

Sources and data quality

Gross income: Your input · User-entered gross income · 2026 · your input

Taxes and contributions: Derived from official data · Bundesministerium der Finanzen · PAP 2026 · 2026 · Germany

Cold rent: Documented model · BBSR / INKAR - Angebotsmieten · 2024 · Germany

Other housing costs: Documented model · AuslaenderKompass local cost estimate · 2026 · Germany

Food: Documented model · Destatis - household spending and consumer price baseline · 2024 · Germany

Other basic costs: Documented model · AusländerKompass versioned cost-of-living model · 2026 · Germany

Transport: Official data · Deutschlandticket - official monthly public transport ticket · 2026 · Germany

Child benefit: Official data · Familienkasse / Bundesagentur für Arbeit · 2026 · Germany

  • • Each income is calculated separately with the existing BMF PAP 2026 engine.
  • • Cold rent and additional housing costs are shown separately.
  • • Food uses existing national models for singles, couples and families; a one-person value is not simply multiplied.
  • • Child benefit remains separate from salary and does not confirm eligibility.

Compare cities

Income and assumptions stay the same in every city. Choose up to five.

Dortmund

-673 €
Cold rent
988 €
Total available
2.430 €
Modelled monthly income needed
3.403 €

Leipzig

-754 €
Cold rent
1.069 €
Total available
2.409 €
Modelled monthly income needed
3.463 €

Stuttgart

-1.465 €
Cold rent
1.540 €
Total available
2.430 €
Modelled monthly income needed
4.195 €

Dortmund leaves about 792 € more per month than Stuttgart in this model, mainly because housing differs by 622 €.

What you should know

Cost of living in Germany: Check requirements, documents, real costs and deadlines before making an important decision. Your situation depends on the city, family, job and contract.

  • Cost of living in Germany: Check requirements, documents, real costs and deadlines before making an important decision. Your situation depends on the city, family, job and contract.
  • Cost of living in Germany: Check requirements, documents, real costs and deadlines before making an important decision. Your situation depends on the city, family, job and contract.
  • Cost of living in Germany: Check requirements, documents, real costs and deadlines before making an important decision. Your situation depends on the city, family, job and contract.

How to make a realistic plan

Compare several scenarios, use conservative figures and keep an emergency reserve. Gross salary alone is not enough for a good decision.

  • Compare several scenarios, use conservative figures and keep an emergency reserve. Gross salary alone is not enough for a good decision.
  • Compare several scenarios, use conservative figures and keep an emergency reserve. Gross salary alone is not enough for a good decision.
  • Compare several scenarios, use conservative figures and keep an emergency reserve. Gross salary alone is not enough for a good decision.

Frequently asked questions

Is this official advice?

No. The portal provides informational estimates and simple explanations.

How can I check my case?

Use official sources, your contract and information from the responsible authority.