Practical guide
A simple and clear explanation for people planning life and work in Germany.
Calculator
This estimate shows what remains after housing, food, transport, family, insurance, lifestyle, debt and savings target.
Your result
München
Gross
3.950 €
Net
2.287 €
Costs
2.841 €
Left
-554 €
Salary
Personal data
Living costs
Compare
Planner
Compare occupation, city, gross salary and living costs in one scenario.
Income
Personal data
Costs
Lower rent
Rent that is €250 lower directly increases the monthly remainder by €250.
+250 €
Higher gross salary
An extra €500 gross is recalculated with the same net-pay logic.
+215 €
Essen
This city leaves more money with the same gross income and available cost profiles.
+121 €
According to this estimate, with the same gross salary and inputs.
Essen
Nordrhein-Westfalen
+121 €
Dortmund
Nordrhein-Westfalen
+111 €
Dresden
Sachsen
+74 €
Open deeper checks only after the basic scenario makes sense.
Plan budget
Estimate starting cash, required gross salary, housing budget and concrete next checks.
Starting cash target
7.866 €
First month: 1.584 € · Safety buffer: 4.752 €
Required gross
3.497 €
Net: 2.084 € · Left: 500 €
Housing budget
1.133 €
Current estimate: 930 € · Difference: 203 €
Ready · Result
Compare several scenarios, use conservative figures and keep an emergency reserve. Gross salary alone is not enough for a good decision.
Ready · Rent
Compare several scenarios, use conservative figures and keep an emergency reserve. Gross salary alone is not enough for a good decision. €203
Unknown · How to make a realistic plan
Compare several scenarios, use conservative figures and keep an emergency reserve. Gross salary alone is not enough for a good decision.
Ready · Gross monthly salary
Compare several scenarios, use conservative figures and keep an emergency reserve. Gross salary alone is not enough for a good decision. €3,497
Ready · This information is for orientation. Confirm final requirements with the responsible German authorities.
Compare several scenarios, use conservative figures and keep an emergency reserve. Gross salary alone is not enough for a good decision.
Plan relocation
Test salary
Test rent
Current scenario
703 €
Nuernberg · 3.950 €
Experiment
703 €
Nuernberg · 3.950 €
Change
0 € / month
12-month projection if conditions stay the same: 0 €
Explore alternatives
Essen
Housing: -121 € · Left: 121 €
Dortmund
Housing: -111 € · Left: 111 €
Dresden
Housing: -94 € · Left: 74 €
Bremen
Housing: -66 € · Left: 66 €
Leipzig
Housing: -85 € · Left: 65 €
Salary comparison only. Qualification and recognition requirements may differ.
Softver developer
Gross: 5.200 € · Left: 517 €
Mehatronicar
Gross: 4.050 € · Left: 44 €
Industrijski mehanicar
Gross: 3.890 € · Left: -26 €
Odgajatelj
Gross: 3.650 € · Left: -133 €
703 €
423 €
188 €
All values are orientation estimates.
1.220 €
703 €
677 €
All values are orientation estimates.
Formula: 2.287 € - 1.584 € = 703 €.
Reference years: 2026, 2024. Data quality: official-source-ready, good.
My plan
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